Employee Benefits
A broker plays an important role in today’s Employee Benefits arena. A broker, also known as producer or agent, searches the market on your behalf to find the best insurance product with the best rates for your company. They assess your benefit portfolio to identify areas of weakness in addition to providing creative plan designs to meet your budget needs. They also have the crucial task of negotiating premiums with carriers for rate relief.
Fidelity brokers have expertise in the fully-insured and self-insured markets as well as numerous insurance carriers for each. They are able to provide solutions to your rising healthcare costs with innovative plans such as Health Reimbursement Arrangements (HRA’s), Health Savings Accounts (HSA’s) and Partially Self-Funded plans. Fidelity also provides access to human resource information, holds seminars on Healthcare Reform and assistance in developing wellness programs.
During this confusing time of Healthcare Reform, we can help you and your employees navigate through the insurance world. Employee benefit meetings provide a forum for open dialogue on how to best use the insurance your company provides. Our experienced staff is able to support your employees by answering benefit questions and assisting with claim issues.
Human Resources
We at Fidelity Associates Financial Services want our clients to have access to the best practices in Human Resources. It not only assists you as an employer, but helps in making a better informed and more productive workforce. The information contained in this website should go a long way in assisting you as an employer.
Please use your User ID and Password to explore our HR Resources. If you have not been provided a User ID and Password, please contact our Employee Benefit Department.
Please contact us today for a client benefit assessment.
Below are some of the services that we provide for clients
Employee Benefits
- Group Medical, Dental, Vision
- Group Life & Disability Income Coverage
- Group Long Term Care
- Group Business Travel Accident
- Self-Insured Programs
- Cafeteria/Flex Benefit Plans
- 401K Plan
Business Insurance Planning
- Funding Buy/Sell Agreements for Principals (Owners)
- Life Insurance to Protect against Debt Obligations
- Key Person Life & Disability Income Insurance
- Business Overhead Expense Coverage


