Liability Insurance
There are many different forms of liability insurance policies that can be tailored to meet the specific needs of your business. At Fidelity Associates we have multiple insurance carriers that specialize in liability insurance that we can access for your business to insure you have the right policy in place protecting your daily operations. Please contact one of our licensed professionals to learn more about protecting your business from liability claims.
Commercial General Liability: Protecting the assets of your business is the first line of defense against physical damage, bodily injury and negligence. Your business faces legal burdens every day including bodily injury, property damage and real or fraudulent claims of certain types of negligence or wrongdoing. Our knowledgeable representatives can help you determine what coverage you need and make sure you acquire it at the right price.
Professional Liability: Professional liability insurance, also commonly referred to as Errors and Ommissions coverage, is the service equivalent to product liability insurance. It protects you financially in the case of a claim against you for negligence, errors, omissions, or wrongful acts in the performance of your duties. Professional liability policies have been customized to meet the needs of specific professional groups. Professionals who purchase Errors and Omissions policies commonly include lawyers, accountants, engineers, bankers, employee benefit managers, architects, stockbrokers, insurance agents, travel agents, and other professionals who manage money and property for others.
Directors & Officers Liability: D&O insurance provides financial protection for the directors and officers of your company in the event they are sued in conjuction with the performance of their duties as they relate to the company. Directors and officers can be held personally liable for all of their acts, errors and omissions while on a board of a for profit or non profit organization.
Employment Practices Liability Insurance: EPLI policies protect your business from lawsuits brought on by employees, prior employees, and potential candidates based on employee rights violations. Examples of these violations are discrimination, sexual harassment, favoristism, wrongful termination and other rights that may have been violated during employment or a hiring process. EPLI policies pay for the legal fees associated with these types of lawsuits even if the lawsuit is groundless.
Cyber Liability: Technological enhancements in business operations in recent years have increased the potential for major corporate losses. Fraud involving computers has become the fastest growing crime in the US where a breach in data occurs every 8 seconds. Internal controls are not enough when protecting your businesses liquid assets. No corporation is safe against dishonesty and fraud. Fidelity Associates can help safeguard these assets with comprehensive coverage to protect you and your company from deception and deceit.
Employee Benefits Liability
Umbrella/Excess Liability
Environmental/Pollution Liability
Physician and Hospital Malpractice
