Disability Insurance Awareness Month
Disability Insurance protects your most valuable asset - your ability to earn a living. Your mortgage, car payments, college expenses and even groceries are based on the fact that you have a monthly income. What would happen if that income stopped coming in due to an injury or illness?
Disabilities are behind a significant number of home foreclosures and personal bankruptcies, but many workers assume they are already covered through Social Security, state-mandated Workers' Compensation, or other employer-provided plans. However, there are numerous holes in this safety net of coverage. For example, did you know it could take three to five years for a Social Security claim review? Only 39% of the 2.1 million workers who applied for benefits were approved, with an average benefit of only $1,603 per month. 73% of injuries are not work-related and if you are one of the 36% of full-time employees who have employer coverage, there could be a tremendous gap between what you might receive and what your actual income was at the time of your disability.
Fidelity Associates Financial Services has professionals with a combined experience of over 50 years helping our clients protect their most valuable asset. Do you know what your chances are of becoming disabled? Follow this link to anser a few simple questions and find out: Disability Can Happen. Then give one of our Account Executives a call to set up an appointment to get a comprehensive review based on your life circumstances. Because your income is important, don't let another month go by without protecting it.
